LET'S CONNECT ↗

INTERACTIVE EXAMPLE

THE DEALER FLOW.

See how a dealer moves from customer details to the Decision Desk, compares four sample offers, and previews the manufacturer payment step.

← Back to the Exchange
Concept walkthroughAll names, scores, offers, card details, and payment statuses below are fictional. This demonstration does not save an application, make a lending decision, issue a card, or send money.

DEMO ONLY · FICTIONAL DATA · NO APPLICATION OR PAYMENT IS SUBMITTED

RTRTO TRADER
Dealer workspace Big Country Buildings
Step 01 — Customer

Start the application.

Review fictional customer contact and identity information.

RTO-2026-004281
Customer profile

Customer information

Sample walkthrough
Step 02 — Residence

Confirm the delivery site.

Capture residence stability and property placement approval.

RTO-2026-004281
Current residence

Residence information

Placement approval

Landlord information

Step 03 — Employment

Build the income picture.

Use verifiable employment and income to evaluate payment fit.

RTO-2026-004281
Primary income

Employment information

Budget fit

Income information

Step 04 — Building

Connect the asset.

Match the customer to the manufacturer quote and delivery plan.

RTO-2026-004281
Manufacturer

Manufacturer information

Selected asset

Building information

Step 05 — References

Complete verification.

Four references and customer authorization complete the submission.

RTO-2026-004281
Contact verification

Four references

Step 06 — Decision Desk

Example score: 82%

Illustrative score visible when the dealer reaches Decision Desk; no real scoring runs.

RTO-2026-004281

RTO Match Score

82out of 100
Standard Match

Decision summary

Identity verified10 / 10
Residence stability15 / 20
Employment18 / 20
Payment fit22 / 25
Down payment7 / 10
References7 / 10
Desk note: Landlord placement authorization is ready for confirmation.
Step 07 — Offer Exchange

Four illustrative offers.

Compare fictional payment terms and early purchase examples; no provider has made an offer.

RTO-2026-004281

Big Dawg Rentals

$548 / month
Due today
$1,250
Term
48 months
Early purchase
50% remaining

XYZ Lending

$476 / month
Due today
$1,980
Term
60 months
Early purchase
49% remaining

Independent Funder

$625 / month
Due today
$2,500
Term
36 months
Early purchase
48% remaining

FAQ Rentals LLC

$579 / month
Due today
$750
Term
48 months
Early purchase
50% remaining
Step 08 — Finalize

Review before acceptance.

Preview the selected fictional provider, amount due today, and payment timing.

RTO-2026-004281
Selected monthly payment$548for 48 scheduled monthly payments
Payment timing

First payment due 30 days after delivery.

Example timing only. Actual terms would be set by the provider in a final agreement.

Complete breakdown

Transaction amount$19,800
Due today$1,250
Monthly payment$548
Agreement term48 months
Early purchase50% remaining
First payment30 days after delivery
Step 09 — Manufacturer Payment

Issue the RTO Card.

Preview a proposed manufacturer-direct virtual card workflow. No payment occurs here.

RTO-2026-004281
RTO Trader virtual cardManufacturer Direct
•••• •••• •••• 4281
Authorized merchantSimply Sheds Manufacturing$19,800 maximum

Card controls

Agreement finalizedExample
Manufacturer verifiedExample
Amount locked$19,800
Single-use paymentConcept
Proposed control for a future live integration. This example does not issue cards.